

The short answer: put your touch-up window, aftercare rules, refund policy and deposit terms in writing, have every client sign them before the needle touches skin, and keep the signed copy with their record. A clear written policy prevents most arguments, and the signed copy is what wins a chargeback if one ever comes.
Here's what most shops include, the wording choices that matter, and where to post the policy so nobody can say they didn't see it. This is general information, not legal advice. Local rules vary.
Most shops offer one free touch-up for a set period after the session, commonly 30 to 90 days. Because a tattoo needs to heal before anyone can judge it, many shops ask clients to wait at least four weeks before booking. Spell out:
Healing is the client's job once they leave. Most policies say the free touch-up doesn't apply if the client clearly didn't follow aftercare: sun exposure or tanning, swimming or soaking during healing, or picking at scabs. Keep it fair. Say this up front, send the aftercare instructions in writing the same day, and make the exception about obvious neglect, not every faded line.
Once a tattoo is done, it can't be returned. That's why most shops state that completed work is non-refundable and offer a fix (a touch-up or a correction session) instead. Separate the money into three buckets so everyone knows the rules:
| Payment | Common policy |
|---|---|
| Deposit | Non-refundable; applied to the final session; transferable once with enough notice |
| Session payment | Non-refundable once work begins |
| Unhappy with the result | Talk to the artist first; fix offered within the touch-up window |
| Shop cancels | Full deposit refund or reschedule, client's choice |
For deposit amounts, notice periods and no-show rules, see our guide to tattoo deposit policies.
A chargeback happens when a client disputes a card payment with their bank instead of with you. In tattooing, it usually means someone regrets the piece, wants a deposit back after a no-show, or doesn't recognize the charge on their statement. The bank pulls the money back while the dispute is reviewed, and you have a limited window to respond, so answer quickly.
What wins is evidence that the client agreed to the terms and received the service:
Paper forms in a filing cabinet are hard to find months later. InkedIn stores signed consent and policy acknowledgment with every client, next to their booking, deposit and messages, so the whole file is ready in a minute. Try InkedIn free for 14 days →
Write the policy once, keep it short, and make every client sign it. A clear touch-up window, a fair aftercare clause, non-refundable deposits and completed work, and a signed record of all of it will settle nearly every dispute before it becomes a chargeback.